Medigap Plan L offers you the same basic benefits as Medigap Plan K and like Plan K, Plan L is also a cost-sharing plan, meaning your plan will cover part of some costs while you are responsible for the other half.
However, while Plan K covers 50% of some costs, Plan L will cover 75%.
Plan L also includes a cap on your expenses. The out-of-pocket maximum for Plan L in 2023 was $3,470, but for 2024 it is $3,530.
Includes |
Does Not Include |
|---|---|
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Medicare Part A coinsurance and coverage for hospital benefits |
Medicare Part B deductible |
|
Medicare Part B coinsurance or copayment (75%) |
Medicare Part B excess charges |
|
Blood (first three pints) (75%) |
Foreign Travel Emergency (up to plan limits) |
|
Hospice Care coinsurance or copayment (75%) |
|
|
Skilled Nursing Facility Care coinsurance (75%) |
|
|
Medicare Part A deductible (75%) |
The Benefit Link is here to help you compare all your Medigap options so you can find a plan that meets your needs. To learn more about Plan L and why it may be a good fit for you, reach out to us today!
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA.
We are not connected with or endorsed by the United States government or the federal Medicare program.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.
