Medicare Supplement Plan A, also referred to as Medigap Plan A, is sometimes overlooked because it has fewer benefits than other Medigap insurance plans.
However, Plan A still covers four of the most common benefits that Medicare beneficiaries typically require.
To enroll in Medigap Plan A, you must first be enrolled in Original Medicare (Parts A and B) and also be age 65 or older. You will have a six month enrollment period known as the Medigap Open Enrollment Period that will provide you with a guaranteed issue right to purchase a Medigap plan without going through medical underwriting or being denied coverage because of your health.
At The Benefit Link, we don’t charge an additional amount for our services. We will gladly walk you through the process of finding a Medigap plan that suits your coverage needs.
| Plan A | Plan B | Plan C | Plan D | Plan F | Plan G | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|
| Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Hospitalization and preventative care paid at 100%. Other basic benefits at 50%. | Hospitalization and preventative care paid at 100%. Other basic benefits at 75%. | Basic Benefits including 100% Part B Coinsurance | Basic Benefits including 100% Part B Coinsurance except up to $20 copayment for office visit and up to $50 copayment for ER |
| Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | ||
| 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 50% Part A Deductible | 75% Part A Deductible | 50% Part A Deductible | 100% Part A Deductible | |
| 100% Part B Deductible | 100% Part B Deductible | ||||||||
| Part B Excess 100% | Part B Excess 100% | ||||||||
| 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | ||||
| Out-of-pocket limit of $7,220; Plan pays 100% of covered services after limit reached. | Out-of-pocket limit of $3,530; Plan pays 100% of covered services after limit reached. |
Basic Benefits:
Part A Deductible for 2025 is $1,676 per each benefit period.
Skilled Nursing Coinsurance for 2025 (days 21-100) is $209.50 per day of each benefit period.
Part B Deductible for 2025 is $257.
There is no charge to clients for our services. We would be honored to help walk you through this process!
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.
