Since Plans C and F are only available to certain individuals, this leaves the next comprehensive Medigap option as Medigap Plan G. Medicare Plan G coverage is very similar to Plans C and F. The only cost that Plan G does not provide coverage for is the Part B deductible, which is a low cost ($240 in 2024).
Plan G is available to all Medicare beneficiaries, but you must be enrolled in both Part A and Part B (Original Medicare) first, then you will be eligible to enroll in Plan G.
To learn more about Plan G and if this comprehensive plan is a good fit for you, reach out to us today!
| Plan A | Plan B | Plan C | Plan D | Plan F | Plan G | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|
| Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Hospitalization and preventative care paid at 100%. Other basic benefits at 50%. | Hospitalization and preventative care paid at 100%. Other basic benefits at 75%. | Basic Benefits including 100% Part B Coinsurance | Basic Benefits including 100% Part B Coinsurance except up to $20 copayment for office visit and up to $50 copayment for ER |
| Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | ||
| 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 50% Part A Deductible | 75% Part A Deductible | 50% Part A Deductible | 100% Part A Deductible | |
| 100% Part B Deductible | 100% Part B Deductible | ||||||||
| Part B Excess 100% | Part B Excess 100% | ||||||||
| 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | ||||
| Out-of-pocket limit of $7,220; Plan pays 100% of covered services after limit reached. | Out-of-pocket limit of $3,530; Plan pays 100% of covered services after limit reached. |
Basic Benefits:
Part A Deductible for 2025 is $1,676 per each benefit period.
Skilled Nursing Coinsurance for 2025 (days 21-100) is $209.50 per day of each benefit period.
Part B Deductible for 2025 is $257.
There is no charge to clients for our services. We would be honored to help walk you through this process!
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