Medicare Supplement Plan D is one of the ten Medigap options you can purchase to supplement your Original Medicare benefits. Keep in mind that this plan should not be confused with Medicare Part D, which provides coverage for prescription drugs only.
Medigap Plan D covers most of the gaps in Medicare for you, with the exception of the Part B deductible and also any excess charges. An excess charge is an additional amount you will pay if a provider charges more than the Medicare allowed amount.
The Benefit Link is dedicated to finding you a Medigap plan that fits your coverage needs. Give us a call today to learn more about Plan D and if it is a good fit for you!
| Plan A | Plan B | Plan C | Plan D | Plan F | Plan G | Plan K | Plan L | Plan M | Plan N |
|---|---|---|---|---|---|---|---|---|---|
| Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Basic Benefits 100% | Hospitalization and preventative care paid at 100%. Other basic benefits at 50%. | Hospitalization and preventative care paid at 100%. Other basic benefits at 75%. | Basic Benefits including 100% Part B Coinsurance | Basic Benefits including 100% Part B Coinsurance except up to $20 copayment for office visit and up to $50 copayment for ER |
| Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | Skilled Nursing Facility Coinsurance | ||
| 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 100% Part A Deductible | 50% Part A Deductible | 75% Part A Deductible | 50% Part A Deductible | 100% Part A Deductible | |
| 100% Part B Deductible | 100% Part B Deductible | ||||||||
| Part B Excess 100% | Part B Excess 100% | ||||||||
| 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | 80% Foreign Travel Emergency | ||||
| Out-of-pocket limit of $7,220; Plan pays 100% of covered services after limit reached. | Out-of-pocket limit of $3,530; Plan pays 100% of covered services after limit reached. |
Basic Benefits:
Part A Deductible for 2025 is $1,676 per each benefit period.
Skilled Nursing Coinsurance for 2025 (days 21-100) is $209.50 per day of each benefit period.
Part B Deductible for 2025 is $257.
There is no charge to clients for our services. We would be honored to help walk you through this process!
