At the Benefit Link we work with great insurance companies offering Medicare Supplement plans for North Dakota residents.
Many offer the most popular plans like Plan F and Plan G. Let us assist with the basics. North Dakota Medicare Plans include 10 standardized options, lettered A – N. Each insurance company must offer at least Plan A, but companies can offer any of the other plans as well.
Our agency works with some of the best North Dakota Medicare Plan F and Plan G insurance companies, such as Aetna, Bankers Fidelity, Blue Cross Blue Shield, Cigna, Humana, Mutual of Omaha, and Transamerica.
You can find a complete list of our Medicare insurance providers here.
North Dakota Medicare beneficiaries have the same great coverage and supplemental options as people in other states. There are over 100,000 North Dakota Medicare beneficiaries. These beneficiaries are eligible to enroll in Medicare at age 65. Original Medicare is made up of Parts A and B, which provide hospital and outpatient coverage.
Since Medicare doesn’t cover everything, you are responsible for deductibles, copays and coinsurance. For somethings, like surgeries, this can be very expensive. Fortunately, you have a variety of great Medicare supplement in North Dakota to choose from.
Medicare supplements in North Dakota come in ten different standardized plan options. Each plan letter covers a certain set of benefits. This helps to easily compare the plans between carriers.
People who want really full coverage will opt for Medicare Supplement Plan F. This plan provides first dollar coverage. After Medicare process a claim and pays its share, your Plan F supplement will cover all the rest. This leaves you owning nothing out of pocket on Part A and B services.
Some people are willing to pay some of their own deductibles and copays in exchange for lower Medicare supplement premiums. These folks might be highly interested in Plans G or N. Medicare Supplement Plan G covers everything that Plan F covers except for the Part B deductible. Medicare Supplement Plan N covers slightly less: you will have small copays at the doctor and emergency room. You will also be responsible for your own Part B excess charges
For people who are really serious about saving money, you can even buy a high-deductible version of Plan F. This plan is very affordable because you agree to a larger deductible up front before you benefits kick in.
Keep in mind that Medicare supplements do not include retail drug coverage. You’ll want to enroll in a Part D drug plan to go alongside your supplement.
Though the choices can seeming overwhelming, you don’t have to go it alone. Our friendly staff at The Benefit Link has helped thousands of Medicare beneficiaries in North Dakota to find suitable coverage.
There is no charge to clients for our services. We would be honored to help walk you through this process!
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. We are not connected with or endorsed by the United States government or the federal Medicare program.
THE BENEFIT LINK POLICIES AND YOUR CONSENT
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on any form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Benefit Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Benefit Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Benefit Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt out anytime.
https://thebenefitlink.com/policies/ We are not connected with or endorsed by the United States government or the federal Medicare program.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.
