At the Benefit Link we work with great insurance companies offering Medicare Supplement plans for Tennessee residents.
Many offer the most popular plans like Plan F and Plan G. Let us assist with the basics. Tennessee Medicare Plans include 10 standardized options, lettered A – N. Each insurance company must offer at least Plan A, but companies can offer any of the other plans as well.
Our agency works with some of the best Tennessee Medicare Plan F and Plan G insurance companies, such as Aetna, Bankers Fidelity, Blue Cross Blue Shield, Cigna, Humana, Mutual of Omaha, and Transamerica.
You can find a complete list of our Medicare insurance providers here.
Tennessee Medicare Supplement plans are also referred to Tennessee Medigap policies. These plans help beneficiaries to pay for services that their traditional Medicare benefits don’t cover. Contrary to popular belief, your Part A & Part B benefits do not cover all of your medical expenses during retirement. There are costs that you must share in unless you purchase supplemental insurance coverage to take care of them.
Because most people would rather not be subject to these expenses, the insurance industry created Medigap plans to help people pay for things like deductibles and coinsurances. Tennessee offers the same standard 10 Medigap policies that can be found in most other states, and there are some well-known carriers in operation there as well, such as United Healthcare, Mutual of Omaha, Blue Cross and others.
Medicare Advantage plans in Tennessee have premiums that start as low as $0 in some counties. To be eligible to enroll, you must have both Medicare Parts A and B. You will continue to be enrolled in Part B and paying your Part B premiums while you are in the Advantage plan. You must also live in the plan’s service area.
Lastly, you can only enroll or unenroll from Medicare Advantage plans in Tennessee during certain election periods. Be aware that if you enroll in a Medicare Advantage plan and then later decide to drop it, you are not guaranteed entry back into a Medigap plan. You will have to apply for a Medigap plan and answer health questions. The insurance company can turn you down if you have health conditions. For this reason, you should only join a Tennessee Medicare Advantage plan if you are certain you plan to stick with it for the long term.
There are well over a million Medicare beneficiaries, representing more than 17% of the state’s total population. About 300,000 of these folks have chosen to enroll in a Part C Advantage plan. This makes the percentage of enrollees who choose these plans in Tennessee slightly lower than the national average.
The majority of residents do enroll in some sort of drug coverage. You can enroll in a Part D pharmacy card by itself or one inside a Part C plan. Drug coverage is important even if you do not currently take any medications, because there are only certain times of the year when you can enroll in Part D. If you develop an unexpected illness, you do not want to have no coverage for an expensive medication.
Our agency has helped thousands of Tennessee Medicare beneficiaries with their plan choices. Our service is free, so don’t hesitate to contact us for help today!
There is no charge to clients for our services. We would be honored to help walk you through this process!
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. We are not connected with or endorsed by the United States government or the federal Medicare program.
THE BENEFIT LINK POLICIES AND YOUR CONSENT
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on any form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Benefit Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Benefit Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Benefit Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt out anytime.
https://thebenefitlink.com/policies/ We are not connected with or endorsed by the United States government or the federal Medicare program.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.
