Medicare Supplement Plan C is a policy which covers nearly all of the Medicare gaps that you would usually be required to pay. The only exception is it does not cover the Part B excess charges.
Excess charges are surcharges that your doctor can charge above and beyond what Medicare will reimburse. They are limited to 15% beyond what Medicare pays. Many doctors do not charge excess charges, but occasionally they do.
For individuals who were not eligible for Medicare before January 1, 2020, they will not be able to purchase a Medigap plan that covers the Part B deductible ($226 in 2023 and $240 in 2024). Because of this, Plans C & F are not available to people new to Medicare. If you already have one of these plans, you will be able to keep your plan. If you were eligible for Medicare before January 1, 2020, but not yet enrolled, you may be able to buy one of these plans.
Includes |
Does Not Include |
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Medicare Part A coinsurance and coverage for hospital benefits |
Medicare Part B excess charges |
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Medicare Part B coinsurance or copayment |
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Blood (first three pints) |
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Hospice Care coinsurance or copayment |
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Skilled Nursing Facility Care coinsurance |
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Medicare Part A deductible |
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Medicare Part B deductible |
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Foreign Travel Emergency (up to plan limits) |
We understand how important it is for you to have the coverage you need. That’s why we are here to help you compare all your Medigap options so you can have a plan that works for you. To learn more about Plan C or another Medigap plan, reach out to us today.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA.
We are not connected with or endorsed by the United States government or the federal Medicare program.
