Need help finding a Medicare Plan?

or

Medigap Plans

Medicare Supplement Plan D

Medicare Supplement Plan D is one of the ten Medigap options you can purchase to supplement your Original Medicare benefits. Keep in mind that this plan should not be confused with Medicare Part D, which provides coverage for prescription drugs only.

Medigap Plan D covers most of the gaps in Medicare for you, with the exception of the Part B deductible and also any excess charges. An excess charge is an additional amount you will pay if a provider charges more than the Medicare allowed amount.

Plan D Includes

Does Not Include

Find a Plan That Works for You

The Benefit Link is dedicated to finding you a Medigap plan that fits your coverage needs. Give us a call today to learn more about Plan D and if it is a good fit for you!

Plan Comparison Chart

Plan APlan BPlan CPlan DPlan FPlan GPlan KPlan LPlan MPlan N
Basic Benefits 100%Basic Benefits 100%Basic Benefits 100%Basic Benefits 100%Basic Benefits 100%Basic Benefits 100%Hospitalization and preventative care paid at 100%. Other basic benefits at 50%.Hospitalization and preventative care paid at 100%. Other basic benefits at 75%.Basic Benefits including 100% Part B CoinsuranceBasic Benefits including 100% Part B Coinsurance except up to $20 copayment for office visit and up to $50 copayment for ER
Skilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility CoinsuranceSkilled Nursing Facility Coinsurance
100% Part A Deductible100% Part A Deductible100% Part A Deductible100% Part A Deductible100% Part A Deductible50% Part A Deductible75% Part A Deductible50% Part A Deductible100% Part A Deductible
100% Part B Deductible100% Part B Deductible
Part B Excess 100%Part B Excess 100%
80% Foreign Travel Emergency80% Foreign Travel Emergency80% Foreign Travel Emergency80% Foreign Travel Emergency80% Foreign Travel Emergency80% Foreign Travel Emergency
Out-of-pocket limit of $7,220; Plan pays 100% of covered services after limit reached.Out-of-pocket limit of $3,530; Plan pays 100% of covered services after limit reached.

Basic Benefits:

  • Part A Hospital
    • Days 61-90: $419 per day of each benefit period
    • Days 91-150: $838 per day (lifetime reserve days)
    • Beyond lifetime reserve days: 100% for 365 days
  • Part A and B Blood Deductibles (First three pints)
  • Part B Coinsurance – 20% of Medicare approved charges
  • Part A Hospice Care Coinsurance or Copayment

Part A Deductible for 2025 is $1,676 per each benefit period.

Skilled Nursing Coinsurance for 2025 (days 21-100) is $209.50 per day of each benefit period.

Part B Deductible for 2025 is $257.

Medicare Alone Is Not Enough

Compare Medicare Plans Now!

TCPA Consent & Privacy

The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.