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Is Your Doctor In-Network?

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”3.27.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Is your doctor in network? Answers for medicare and supplemental health insurance! Here at he Benefit Link!

There are a variety of health insurance options out there, and since different plans cover expenses in different ways, it is important to gather all the information before your doctor’s appointment.

Information you will need includes:

  • What insurance company you are using
  • What type of plan you have
  • The exact name of your insurance plan
  • The name of your doctor, or the doctor you wish to see
  • Whether or not you purchased your insurance from the market place or have government-subsidized

This becomes more complicated when the same insurance company offers different plans that cover different doctors, and sometimes even specific locations that a doctor works from but not the other. As some insurance will not cover out of network visits at all, and others will only pay partial, it is important to know what type of plan and network you are insured under.

One of the easiest ways to find out for sure is to call the doctors office with the above information and ask them. The doctor office will be able to tell you if they are covered by your insurance and if they require a referral.

If that option is not ideal, you can go to the website for your insurance company and use the find a doctor feature. This allows you to search the doctors in the network to find yours or to pick a new one. You will need to know your plan information as not all plans with the same company will cover the same things.

The last way is to simply call the customer service number for your insurance provider and ask. You can provide them with the name of your plan, your name, and the name of your doctor or the type of doctor and treatment you are seeking. The customer service representative will have a full list of which doctors and locations are covered, and if you will need a referral. They can also explain what it is likely to cost if you need to use a doctor who is not in the network, which a doctors office may not be able to do.

In the world of health care and insurance, some things can be more complicated than expected. Sometimes the easiest way around that is to pick up the phone and ask someone who knows. Finding out if your doctor is in network or not is one of those times, asking the insurance provider or the doctors office directly. Be certain to have all your information first.[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]

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The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.