Most people think of Medicare as a health insurance program for senior citizens. While it’s true that the majority of Medicare participants are over the age of 65, there are multiple ways to qualify for Medicare.
As mentioned, the first way to qualify for Medicare is to be 65 or older and a citizen of the United States or a permanent legal resident for at least five years. You must also be eligible to collect Social Security based on how long you have worked. Over the term of your employment, you will likely be paying into Social Security or Medicare benefits with your tax dollars. The longer you work, the greater your contribution, and thus the greater your coverage will be by the time you reach 65. If you did not accrue enough work time for full coverage, you will likely still be eligible but must pay a premium for Medicare Part A coverage. If you are a government employee and did not pay into Social Security but did pay taxes to Medicare, you will also be eligible.
If you are under the age of 65, you can still qualify for Medicare if any of the following apply to you:
If the circumstances listed above apply, you may still need to meet certain requirements or have paid into social security for an allotted amount of time.
Suppose you are over the age of 65 and a citizen of the United States for at least five years but did NOT contribute the required amount to secure Medicare coverage. In that case, you can still receive coverage by buying Medicare insurance. You will likely need to pay separate premiums for each part of your Medicare insurance. Additionally, you will not be able to get bundled Medicare Advantage insurance or buy Medicare Supplemental insurance without buying both Parts A and B.
Part D (prescription coverage) is available with the purchase of either Part A or Part B.
If you’re interested in learning more about what makes you eligible for Medicare, reach out to The Benefit Link today. Our experts will make sure you meet the eligibility requirements and enroll on time.
There is no charge to clients for our services. We would be honored to help walk you through this process!
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. We are not connected with or endorsed by the United States government or the federal Medicare program.
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The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on any form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, emails, and in-app Facebook messages to you about The Benefit Link’s products and services at the telephone number and/or email address you have on file with Facebook, or any other telephone number, email address or contact information that you provide to The Benefit Link, including your mobile phone, landline or other phone, if provided, using an automated dialer or email system, even if you are on the national or state “Do Not Call” list. The Benefit Link works with 3rd party technology providers, including session replay technology, and by clicking on any form, you are giving express prior consent for your data to be shared with the 3rd party technology providers. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt out anytime.
https://thebenefitlink.com/policies/ We are not connected with or endorsed by the United States government or the federal Medicare program.
The Benefit Link, a Licensed Insurance Agency with its physical office in Texas, employs insurance agents (producers), and through such agents, can provide these services to clients in all 50 States of the USA. By clicking on a form, you authorize The Benefit Link to call you and send pre-recorded messages, text messages, and in-app Facebook messages to you about The Benefit Link products and services at the telephone number you have on file with Facebook, or any other telephone number or contact information that you provide to The Benefit Link, including your mobile phone if provided, using an automated dialer and email, even you are on the national or state “Do not Call” list. You understand that your consent is not a requirement to purchase products and services from The Benefit Link. Message and data rates may apply, and you can opt-out anytime.
