Choosing the best Medicare Supplement plan is crucial to ensuring you have the best healthcare coverage without unexpected out-of-pocket expenses. For 2025, Plan G stands out as the top choice for those aging into Medicare.
If you became eligible for Medicare before January 1, 2020, you may still have access to Plan F, which provides full coverage. However, for those new to Medicare, Plan G offers the most complete coverage available today.
What Makes Plan G the Best Medicare Supplement in 2025?
- Covers 100% of Medicare-Approved Costs After a Small Deductible
Plan G covers all Medicare-approved expenses after you pay the Part B deductible, which is $257 in 2025. When this deductible is met, your Medicare-approved medical costs are covered 100%!
- No Network Restrictions
Unlike Medicare Advantage plans, Plan G allows freedom of choice—visit any doctor or hospital in the U.S. that accepts Medicare. No referrals are required, giving you full control over your healthcare decisions.
- Full Coverage for Excess Charges
Some doctors charge above Medicare’s approved rates, leaving patients with additional bills. Plan G is the only Medicare Supplement plan that covers 100% of excess charges. To ensure you’re not stuck with unexpected costs.
- Hospital & Skilled Nursing Coverage
With Plan G, if you’re hospitalized and have a $1 million medical bill. Your entire hospital stay and related Medicare-approved expenses are covered. Additionally, skilled nursing facility care is included.
How Plan G Saves You Money
Your maximum out-of-pocket cost with Plan G is predictable. The only cost beyond your premium is the $257 Part B deductible—after that, you pay $0 for Medicare-approved services.For those looking for a Medicare Supplement plan that provides the best overall coverage, Plan G remains the gold standard in 2025.
Is Plan G Right for You?
If you’re enrolling in Medicare for the first time or looking for a comprehensive, predictable healthcare plan, Plan G is your best choice. It ensures peace of mind by eliminating unexpected medical costs while allowing full access to top-tier healthcare providers.
Need help finding the right plan? Contact us today or learn more about this option on our Youtube channel.